On top of the pain of an injury, victims usually have to deal with hefty medical bills and other expenses. If someone else was at fault for their injury, they may be able to sue them for damages. If the bills can’t wait for a lawsuit, a lawsuit loan could provide relief as well. So, what are the most common types of personal injury cases?
Car accident
If you are injured in a car accident that was someone else’s fault, you could file a personal injury claim on the other driver, especially if the other driver was under the influence of drugs or alcohol, driving recklessly, talking on their cellphone, or driving in an otherwise unsafe manner. Complications from these types of lawsuits usually revolve around establishing fault. If you are in an accident, it is already a good idea to take lots of pictures and document everything you remember regarding the accident, after as you establishing everyone is okay, for insurance or criminal purposes; however, although not every car accident will result in a lawsuit, taking pictures before the other driver can move or change anything can make establishing fault easier.
Medical and dental malpractice
This kind of lawsuit is pursued against doctors, dentists, hospitals and other medical health professionals or institutions that were negligent in providing medical care. The complex part of these lawsuits is proving the negligence—legally, there is a difference between making a mistake that another competent doctor, in a similar situation, would have made, and a mistake that breaches the professional standard. The latter is considered negligence.
Workplace injury
Employers are obligated to provide a safe work environment for their employees. These kinds of injuries usually occur in workplace environments that require physical labor—a construction accident, an asbestos-insulated warehouse, a machinery malfunction resulting from poor maintenance—but sometimes occur in office environments, too. Accidents resulting from poorly stacked boxes, improperly stored file cabinets, or even a carpal tunnel injury can happen in the office.
Slip and Fall
These are injuries occurred because of an unsafe environment at a place of business or even a private home. The maintainer of the property could be sued for negligence if someone slips and acquires an injury.
Individual negligence
If you are injured outside of the workplace in a private environment because of another person’s failure, you may be able to file a civil suit against them. Dog bites are a common cause of personal injury in this category if the owner was negligent in their care of the dog. This kind of injury can be intentional or not; assaults are also a common injury and can result in civil action as well as criminal charges.
Product liability
Manufacturers are legally required to produce safe products, and if these products fail safety standards, they aren’t supposed to make it to marketplace. But sometimes, companies don’t uphold inspection or manufacturing standards, and an injury can happen as a result of a defective product.
Personal injury lawsuits can take time and money for plaintiffs to make their case and often the injury means the plaintiff is unable to work. If you have suffered a personal injury and need cash from your lawsuit now, consider a lawsuit loan to ease the financial burden.
About the Author: Steven Medvin is the Executive Director of SMP Advance Funding, LLC, which provides lawsuit funding to individuals who need a lawsuit loan for pending lawsuits. For more information please visit www.smpadvance.com.
